AI Signals Clue AI
5 clients have fixed terms maturing within 90 days
These clients roll off fixed rates before December. Refinance conversations convert best 60+ days before expiry — all five are inside that window now. Combined book value $6.2M.
Equity release opportunity across 8 property-backed clients
Security values are up an estimated 11% since origination for these clients — average accessible equity of ~$410K each. Relevant for expansion capital, asset purchases, or consolidating expensive short-term debt.
Nguyen Dental Group is showing strong growth signals
Headcount up 40% in 12 months and a second location registered in Parramatta. Fit-out and equipment finance are typical needs at this stage — you settled their working capital facility in March, so the relationship is warm.
3 loans in your book price 120–180 bps above current market
Rates on 3 older commercial facilities sit well above what comparable deals settled at last quarter. These clients are prime targets for competitor poaching — a repricing or refinance conversation protects the book.
Tallowwood registered a new SPV — likely development project
Tallowwood Property Group registered "Tallowwood Ridgeline Pty Ltd" last week. New special-purpose vehicles from property clients usually precede a development or acquisition — their withdrawn CF10214 was a $2.4M development deal.
Marrick & Co Legal entered an ATO payment arrangement
A payment arrangement usually means cash-flow pressure. Their unsecured application was declined in July — a working-capital facility structured around the arrangement could solve the underlying problem and win back the relationship.
Open signal value
Signal sources
Signal coverage
112 clients are missing the data signals need — mostly loan maturity dates and current lender. Enrich incomplete profiles →