General settings
Each section saves on its own
Opportunity alert email
One email address per line. Everyone listed receives the Opportunity Alert when a new opportunity comes in.
New referrer alert
One email address per line. Everyone listed receives the New Referrer Added email when a referrer signs up or is added.
Interest rate
The assessment rate used to work out the ICR (interest cover ratio).
% p.a.
Configured here, never hardcoded. Every form reads it from
/api/settings/interest-rate:
- Pre-assessment tool (public and referrer)
- Add and edit opportunity (admin and referrer)
- ICR on the opportunity detail page
Loan declined reasons
The reasons an admin picks from when declining an application on the opportunity page.
Commission split
Shown to referrers on their account page and on each referrer's record.
How commission is shared
- Upfront commission: 50% to the referrer, 50% to Clue Finance.
- Trail commission: 50% to the referrer for the life of the loan, while the client remains with Clue Finance.
- Lender clawbacks in the first 24 months are shared in the same proportions.
Commission is paid within 14 days of Clue Finance receiving it from the lender. Amounts include GST where the referrer is registered for GST.
Applies to all referrers